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Resources for Buyers

Mortgage Calculator

Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  

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Buyer's Toolkit

Buying a new home is more than just picking out a house.  It's a process that requires a team of people to help you.  Not every purchase requires the following individuals, but here's a list of those that can help.

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310 Permits

What is a 310 Permit?

Montana's Natural Streambed and Land Preservation Act, also known as the 310 Law, is a state law which requires that any person planning to work in or near a year-round (perennial) stream or river on private or public land must first obtain a 310 Permit from the local conservation District.  All private landowners considering temporary or permanent stream crossing on perennial steams must obtain a 310 Permit.  Consult with the Conservation District about any stream crossing.

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How Modular Homes and Manufactured Homes Differ

Facts About Modular, Manufactured & Site Built Homes

When you are buying a home, you might hear the terms modular homes, manufactured homes and site built homes.  It’s important to understand how they all differ, no matter whether you are purchasing an existing house or plan to build on land that is subject to restrictions.  The differences can affect a home’s price and its resale value, and even dictate whether or not it can be built on your land.

Read more: How Modular Homes and Manufactured Homes Differ

Notice to Web Site Users

Information contained on this web site has been compiled in good faith by the Bitterroot Valley Board of REALTORS®.  However, no representation, warranty or guarantee of any kind is made as to the completeness or accuracy of the information presented.  Users of this web site must verify the current completeness and accuracy of all information provided.  Users should be aware that the information provided may, among other things, be incomplete, may contain errors or may have become out of date.  The Board reserves the right to add, modify or delete any information on this web site at any time but disclaims any duty to do so or to update the site.  Additionally, as to companies, organizations or government agencies listed on this web site, users must make their own independent evaluations of them.  The Board does not recommend or endorse any company or organization, or the services or products it provides.